Conventional Home Loans
Conventional loans are the most common type of mortgage, offering competitive rates and flexible down payment options ranging from 3% to 20% for borrowers with good credit.
FHA Home Loans
FHA loans are government-backed mortgages that make homeownership more accessible with lower credit score requirements and down payments as low as 3.5%, making them an ideal option for first-time homebuyers or those with less-than-perfect credit.
VA Home Loans
VA loans are exclusive mortgage options for veterans, active-duty service members, and eligible spouses that offer 100% financing with no down payment required, competitive rates, and no private mortgage insurance, making homeownership more affordable for those who have served our country.
USDA Home Loans
USDA loans offer 100% financing with no down payment required for eligible homes in USDA-designated rural areas, making homeownership more accessible for moderate to low-income buyers while featuring competitive rates and flexible credit requirements.
Self-Employed Home Loans
Are you self-employed and had trouble getting approved for a home loan in the past? We can help! We offer flexible loan programs designed for self-employed professionals, gig workers, rideshare drivers, and independent contractors who receive 1099 income.
Loans For Business Owners
At Solid Mortgage, we have innovative loan solutions for business owners who’ve struggled to get approved elsewhere, with flexible programs that better account for how your business income actually works.
Investment Property Loans
Solid Mortgage offers a variety of investment property loan solutions, including DSCR loans that qualify you based on the property’s rental income rather than your personal income, making it easier for real estate investors to grow their portfolios.
Refinance Home Loans
Solid Mortgage offers both rate-and-term refinancing to help lower your monthly payments and cash-out refinancing that lets you tap into your home’s equity for home improvements, debt consolidation, or any other financial needs you may have.
HELOC Loans
A HELOC (Home Equity Line of Credit) works like a credit card secured by your home’s equity, giving you the flexibility to borrow only what you need when you need it, and unlike a cash-out refinance, you keep your existing mortgage rate while only paying interest on the amount you actually use.
Get A Solid Quote
Regardless of the type of home you’re purchasing and your specific scenario, we have a loan program that should work for you. Book a call today with one of our Solid Mortgage Loan Officers to get started.
Get A Solid Quote
Regardless of the type of home you’re purchasing and your specific scenario, we have a loan program that should work for you. Book a call today with one of our Solid Mortgage Loan Officers to get started.