Solid Pre-Approval
A rate & term refinance pre-approval by Solid Mortgage is backed by underwriting approval and increases your chances of getting your offer accepted by a seller.
Ultra Competitive Rates
We stand behind our rate and term refinance rates here at Solid Mortgage and we happily invite all of our clients to compare our rates to any other lender.
Fast Closings
Solid Mortgage can close your rate & term refinance in as little as 2 weeks, giving you a lower monthly mortgage payment as soon as possible.

Rate & Term Refinance Application
Here at Solid Mortgage we have 2 options. You can book a call to get pre-approved over the phone or you can apply online using our secure home loan application. Once we have processed your home loan application, an experienced loan officer will schedule a call to go over your pre-approval and answer any questions regarding your home purchase.

Lower Your Monthly Payment
A rate and term refinance is one of the fastest and easiest types of refinances to get done. The primary goal is to lower your interest rate by at least 1%, potentially saving you thousands per year.

Appraisal Waivers
In many cases, a rate and term refinance will not require an appraisal to be completed on your property before the refinance can close.

Eliminate PMI
An additional way to help lower your monthly mortgage payment is by being able to reduce or eliminate the monthly mortgage insurance from your new home loan.
Get A Solid Quote
The rate & term refinance pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.
Get A Solid Quote
The rate & term refinance pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.
