Solid Pre-Approval
A pre-approval by Solid Mortgage is backed by underwriting approval and increases your chances of getting your offer accepted by a seller.
Ultra Competitive Rates
We stand behind our loan rates here at Solid Mortgage and we happily invite all of our clients to compare our rates to any other lender.
Flexible Loan Options
If you’ve had trouble getting approved for a home loan in the past because of your self-employed income, we may be able to help.
Home Loan Application
Here at Solid Mortgage we have 2 options. You can book a call to get pre-approved over the phone or you can apply online using our secure home loan application. Once we have processed your home loan application, an experienced loan officer will schedule a call to go over your pre-approval and answer any questions regarding your home purchase.
1099 Loan Programs
The reason most self-employed people have trouble getting approved for a mortgage is because of the income on their tax returns. The 1099 loan program qualifies you based on what is on your 1099’s and not your taxable income.
Bank Statement Loans
This is another popular options for the self-employed, especially those that do not receive 1099’s. This home loan qualifies you based on your self-employed bank deposits.
Stated-Income Home Loans
Stated-income home loans can be an option for those that don’t qualify for some of the other loans for the self-employed. These loan programs do not require verification of your income but usually require a larger down payment than other loan options.
Get A Solid Quote
The loan pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.
Get A Solid Quote
The loan pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.