USDA Pre-Approval
A USDA pre-approval by Solid Mortgage is backed by underwriting approval and increases your chances of getting your offer accepted by a seller.
Ultra Competitive Rates
We stand behind our USDA loan rates here at Solid Mortgage and we happily invite all of our clients to compare our rates to any other lender.
Zero Down
The USDA loan program is a $0 down, government backed home loan program which can be a great option for people looking to lower their total out of pocket expenses.
USDA Home Loan Application
Here at Solid Mortgage we have 2 options. You can book a call to get pre-approved over the phone or you can apply online using our secure home loan application. Once we have processed your USDA home loan application, an experienced loan officer will schedule a call to go over your pre-approval and answer any questions regarding your home purchase.
$0 Down Payment
The #1 advantage of using the USDA home loan program is that they require no down payment. And in many cases our loan officers can help structure your purchase so that you can get into your new home with little to zero total out of pocket costs.
More Competitive Rates
Because they are backed by the government, USDA loans offer some of the most competitive rates compared to all of the other types of home loans.
Lower Mortgage Insurance
Another advantage of using the USDA loan program is that they charge less mortgage insurance than an FHA loan, helping lower your monthly payment.
Get A Solid Quote
The USDA loan pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.
Get A Solid Quote
The USDA loan pre-approval process takes about 15 minutes and we do a soft credit check so it won’t affect your credit scores. Your Solid Mortgage Loan Officer will then call you to go over your conventional loan options and answer any questions. We welcome you to shop and compare rates and fees with other lenders.